Big Cat Capital GrpFrom application to funding — here's the process.
A merchant cash advance (MCA) isn't a loan. It's a purchase of a portion of your future sales in exchange for upfront capital.
Four steps to funding
Most applicants receive a decision within one business day.
Submit your application
Complete our online form and upload 3–6 months of business bank statements. Takes about 10 minutes.
Underwriting review
A funding specialist reviews your average monthly revenue, deposit history, and business details.
Review your offer
We walk you through your advance amount, factor rate, total payback, and repayment schedule before you commit to anything.
Get funded & repay
Once signed, funds are typically deposited within 24–48 hours. Repayment is collected via automatic daily or weekly ACH withdrawal from your business bank account.
Am I eligible?
General guidelines — every application is reviewed individually.
Time in business
Typically 6+ months of operating history, though newer businesses may still qualify.
Monthly revenue
Consistent monthly revenue of $25,000 or more, evidenced by recent bank statements.
Business bank account
An active business checking account is required to receive funds and process remittances.