Funding in as little as 24 hours

Already been turned down or kept waiting by the bank?

Big Cat Capital Group funds business owners across every industry and every size — whatever the capital is for: payroll, inventory, a new location, or just breathing room. Get a real answer fast, without the weeks-long wait or the paperwork pile a bank puts you through.

$250M+
Funded to small businesses
24 hrs
Average time to funding
4.8/5
Average client rating

How much money do you need?

No hidden fees. No impact to your credit score.

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By submitting, you agree to be contacted by Big Cat Capital Group about financing options. Checking your eligibility does not impact your personal credit score and does not guarantee funding.

Funding Eligibility

Qualification is a breeze.

If a bank has already said no — or made you wait weeks for an answer — you're not alone. We understand that many business owners have a "less than perfect" personal credit history, and that's common when you've invested everything into your business. If your business meets the basics below, there's a good chance we can help, regardless of your industry or size.

At least 6 months in business

Newer businesses may still qualify depending on revenue.

An active business bank account

Needed to receive funds and process repayments.

$25,000+ in monthly deposits

Consistent revenue matters more to us than your credit score.

Talk to a funding specialist

Every application is reviewed by a real person — not just an algorithm.

$25,000 – $2,000,000Funding amounts available
Factor-rate pricingClear terms, explained up front
98% approval within 48 hrsFor qualifying applicants
Easy Application Process

Simplified steps to success

Four steps from application to funded — most decisions come back within one business day.

Apply

Fill out our short online form and a funding advisor helps match you to the right solution.

Underwriting

We guide you through a simple, 100% online underwriting review and answer any questions.

Approval

Our team reviews your application and puts together a tailored offer that fits your goals.

Get Funded

Once approved, funds are typically deposited into your account in as little as 24 hours.

Funding solutions

Whatever industry you're in and whatever size your business is, we have a funding option built for you.

Restaurant Funding

Specialized funding for restaurants, cafes, and bars to cover inventory, staffing, and renovations.

Retail Business Financing

Custom financing to help retail businesses expand, restock, and manage seasonal cash flow.

Working Capital

Fast working capital to keep day-to-day operations running smoothly and competitively.

Business Capital

General-purpose capital to help you invest, expand, and reach your strategic goals.

Cash Advances

Quick merchant cash advances to address immediate needs with flexible repayment.

Asset-Based Funding

Leverage your business assets to secure the capital needed for growth and stability.

Let's Be Upfront

Is a cash advance right for you?

Speed and flexibility come at a cost — here's an honest look at the trade-off, so you can decide with clear eyes.

It costs more than a bank loan — by design

A merchant cash advance is priced for speed, flexible eligibility, and no collateral requirement. If your business can qualify for a traditional bank loan and can wait weeks for a decision, that will almost always be the cheaper option. We'd rather you know that than be surprised later.

It makes sense when speed and access matter more

If your bank already said no, made you wait too long, or your credit history doesn't fit their box, an MCA gets you a real answer in about a day and funds in as little as 24 hours — priced clearly, with your factor rate and total payback shown before you sign anything.

Secure Transactions

Uncompromising data security

Safeguarding your personal and financial information is our top priority. We use strict security measures and modern technology to keep your sensitive data confidential and protected throughout your funding journey with us.

Learn More

Funded across industries

A trusted alternative to conventional financing, with a track record across restaurants, retail, trucking, medical, and more.

What businesses do with their funding

A few of the ways Big Cat Capital Group clients put their capital to work.

"We made payroll." "We restocked inventory." "We hired new staff." "We bought new equipment." "We expanded to a new location."

Ready to move your business forward?

It only takes a few minutes, and checking your options won't affect your credit.

Start Your Application